Which term refers to physical, financial, or emotional harm?

The correct term referring to physical, financial, or emotional harm is "abuse." Abuse encompasses a wide range of harmful behaviors that can lead to various types of damage, whether that be through physical actions that cause injury, financial exploitation, or emotional manipulation that leads to psychological harm.

Maltreatment is an overarching term that can include various forms of abuse and neglect but does not specifically denote harm on its own. Injury typically refers specifically to physical harm and does not encompass financial or emotional aspects. Neglect, while also a form of abuse, specifically pertains to the failure to provide necessary care or support, which may not involve direct harm but rather an omission of duty. Therefore, "abuse" is the most accurate term that captures the full range of physical, financial, or emotional harm experienced by an individual.